Cogress Innovative Finance ISA

Invest in property tax‑free

Access from 90‑days* 

Find out more

Capital at Risk. No FSCS cover. *Ts & Cs apply

Invest in Property Tax‑Free

Use your ISA allowance and earn up to 7.5% p.a. tax‑free by lending to property projects.

From student accommodation to hotels, short-term loans to development loans, you can diversify your property portfolio hassle free with the Cogress Innovative Finance ISA (‘IFISA’).

Cogress Innovative Finance ISA

Earn Tax-Free Returns of 5% ‑ 7.5% p.a.

Your choice of access terms, from 90 days* to five years.

*Ts&Cs apply.

Funds secured across a wide range of property projects.

Loan portfolio selected and assessed by Cogress’ expert Credit Committee.

Strict loan criteria and carefully vetted borrowers.

5% reserve fund to protect against default by individual borrowers

When investing with us please remember that, like all investments, your capital is at risk. Read our full Risk Warning here.

Choose the IFISA that’s right for you


3 Year Access

6.5% p.a.

Interest paid upon maturity

Minimum investment £1,000

Bond Series 4


5 Year Access

7.5% p.a.

Interest paid upon maturity

Minimum investment £1,000

Bond Series 5


90-day Access1

5% p.a.

Interest paid every 6 months

Minimum investment £1,000

Bond Series 6

You can find more information about the now closed series 1, 2 and 3, and relevant documentation here

1Bond Series 6 gives investors the flexibility to withdraw some or all of their funds with a 90 day notice period at any point after the first year, provided that the total funds being withdrawn from the product within that 90-day period does not exceed 25% of the total value invested within the Series. Should an investor’s withdrawal request not be able to be facilitated within that 90-day period it will be handled within the next available 90-day period on a first come first served basis.

Any questions? Call the Cogress team on 020 7100 9744 or email